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Crunch - Interest on late payments - image of a paid invoice

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Want to know what interest you can charge on late payments when working as a freelancer, contractor, or small business owner? This article explains what the rules are, and a few ways to get your money from difficult clients. Get paid what you’re owed!

Work For Free? Sod That, Say These Freelancers (image of a freelancer working).

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We’ve all done it, yet most freelancers will have regretted it at some stage. Here's a few who have had enough of being asked to work for free.

Self-Employment Income Support Scheme - guide for the self-employed | Crunch

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We've put together this guide to help you make a claim on the government's Self-Employment Income Support Scheme aimed at sole traders and partnerships.

Coronavirus Job Retention Scheme - Guide For Employers, image of a closed sign | Crunch

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There have been a number of important changes to the Coronavirus Job Retention Scheme (CJSR Furlough). Our guide explains what's changing and how to claim.

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Take the stress out of your tax return with Crunch.

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Online accounting 

Check out our accounting packages for sole traders and limited companies, along with our amazing free bookkeeping software.

Join our free community for the self-employed 

Stay up-to-date with the latest news affecting small businesses, and network with like-minded self-employed people.

Business guides 

From understanding expenses to starting a limited company, we’ve a range of jargon-free business guides for you to download and keep.

Free tools and resources 

Work out your take-home pay, chase that unpaid invoice and calculate your IR35. Make running your business a breeze!

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Picking the best card reader can be a time-consuming task. Here’s a look at what all the major providers offer.

International currency
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If possible, you should always asked to be paid in your native currency, as an appropriate rate elsewhere can be a very low rate in the UK.

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A businesses would typically provide a customer with a credit note when the amount on an invoice is disputed or incorrect. This might be due to an admin error, or because the customer requires a full or partial refund. Here are a couple of scenarios of when you might want to issue a credit note to a client.

What is a zombie company - Crunch - image of a pound coin and a graph
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What are zombie companies and are they necessarily bad for business and the economy? We take a close look at them and what to do if you become one.

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When Matilde, owner of a social media consultancy business for SMEs, was faced with a client who wouldn’t pay up, she contacted Crunch Collections for help.

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Case study: When a design agency was suffering with unpaid invoices it decided to enlist the help of Crunch Collections. Read the full story.

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Our four top tips explore how contractors can get rate rises without jeopardising professional relationships with their clients.

Clients sharing good news
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Do you want to compete for a job, or do you prefer to bow out and leave the gig to your competitors? What do you do?

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Join Crunch Chorus: The free community for the self-employed

Stay up-to-date with the latest news affecting small businesses, join us at events, and network with like-minded people. You can also access a full range of resources including business guides, advice videos and useful tools, plus discounts on Crunch services and products.

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Why business owners love us

Rik

July 7, 2023

I have been with Crunch for many years. I wanted to express my appreciation for the exceptional services provided by Crunch. Their professionalism, attention to detail, and expertise have been invaluable in managing my finances effectively. Working with them has been a pleasure, and I highly recommend their services to anyone seeking reliable and knowledgeable accountants.

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Stew L

July 6, 2023

As someone that’s new to being self employed, Crunch made the whole set up process easy. From my initial call to understand the process, the check ins to see how I was doing to actually going ahead. Once I was set up the support team were amazing at answering the millions of questions I had and they’re always at the end of the phone or email if I need them. I even had a full 45 minute call to walk through the full system which was amazing.

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PMC Ltd

June 29, 2023

I really appreciated the way the Crunch staff member adjusted to my knowledge and confidence level - which was relatively low. She helped me work out what I needed to do and was incredibly helpful and patient as I went through my interminable snagging list. This has been my experience with Crunch staff in general - but when tasks build up, it's easy to put off direct contact - when, in fact, this makes all the difference.

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