Authors • 

Tom West

Tom West

Tom West joined Crunch in 2015 following a successful political communications campaign at the Brighton and Hove Green Party. He excels at converting complex jargon into simple, easily-digestible explanations. As Community and Social Manager, he oversees the Crunch Chorus Community - the largest self-employed network in the UK.

A keen creative - Tom has performed in over 20 countries with his punk rock band, and also moonlights as a writer and backstage producer at live entertainment company, RIPTIDE Wrestling. He lives in Sussex with his partner (a self-employed florist) and their Romanian rescue dog.

Accreditations & Qualifications

  • BA (Hons): Media Writing
Tom West

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Tom West

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Tom West

Crunch - Free press release template
Running a business

Discover how a press release is set out, and what information the recipient is expecting to get out of it. Copy and edit our free press release template!

News and opinion

Metallica and Napster have learned to co-exist. But did file-sharing create a race to the bottom for musicians, or liberate them from greedy middle-men?

Jammy dodger
Tax

Welcome to the tax rogues Hall of Shame! featuring Alan Partridge, Vince Cable, Kerry Katona, Bernard Black and Wesley Snipes.

Running a business

Chosen a business partner (or partners)? It’s time to decide which type of business partnership you’ll be entering into. Here's what you need to know.

Becoming self-employed

If you’ve got a feasible business plan, you might be entitled to a weekly allowance worth up to £1,274 over 26 weeks.

Becoming self-employed

Changes to the benefits system with the introduction of universal credit will mean that the UK’s self-employed workers could lose out on top-up payments in their leaner months. We take a look at the facts and what it could mean for freelancers and contractors.

a person working on a laptop
Get paid

Our four top tips explore how contractors can get rate rises without jeopardising professional relationships with their clients.

How to get the best CV or portfolio, image of someone working at a desk | Crunch
Becoming self-employed

Talk positively about the great things you've done, and win clients over. Our jargon-free advice on creating a great freelancer portfolio or contractor CV.

UX worker pointing at a screen
Get paid

A new survey which reveals how much UX freelancers can expect to get paid in the industry.

Cracking the recruiter's code: what they say, and what they actually mean, image of recruiter talking to client | Crunch
Contracts

Recruiters aren't exactly renowned for their transparency. Decipher the jargon with this guide.

A freelancer at a job interview
Becoming self-employed

If you’ve landed a job interview, congratulations! Now here are some things you should and shouldn't do while interviewing for a job.

How can I improve my cash flow, and what should I do in a cash flow emergency?, image of someone using a payment card | Crunch
Get paid

Understanding and managing your cash flow is a vital part of running a successful business. Here are some helpful tips, plus a handy Cash Flow Forecaster.

Crunch explained in 90secs - Online Accounting, Expert Advice, Real People
News and opinion

At Crunch, our mission is simple: we’re taking the stress out of accounting by reducing both cost & time. Find out more about Crunch with our short video.

Cycle to work scheme
Tax

The UK is holding out for a hero, and there’s an unlikely one riding over the horizon ready to whip us all into shape - the humble bicycle.

Productivity

Does your workstation feel like a torture garden? Jo Blood is an expert in workstation ergonomics and has some tips for very tall desk workers.

News and opinion

Now in her third year as a Crunch client, Siân's business finances are looking better than ever. Here's why...

News and opinion

Universal Credit combines & simplifies many benefits & tax credits into a single payment - but improvements can be made to the programme.

UX designers
Running a business

Lorem Ipsum is dummy text used when designers want to have a realistic idea of the size of copy. We look at the funny alternatives to regular Lorem.

Image of an angry lady on the phone.
Running a business

A collection of the most righteous put-downs to petty complaints which sent the companies viral. Pull up a seat and enjoy!

Comic Sans
Running a business

Using the controversial typeface on your small business’ branding may be a faux pas worth avoiding. Here's why so many people hate Comic Sans.

A gourmet burger
News and opinion

Never to pass up an opportunity to stuff our faces, we have happily munched our way to five of our favourite street food startups in Brighton.|Never to pass up an opportunity to stuff our faces, we have happily munched our way to five of our favourite street food startups in Brighton.

Stack of coins on a pink background
Running a business

They’re loud, proud and ready to spend, spend, spend.

Smaug
News and opinion

Ever wondered about Middle-earth economics? What impact would all that gold have on inflation and the cost of living for the average Hobbit?|Ever wondered about Middle-earth economics? What impact would all that gold have on inflation and the cost of living for the average Hobbit?

"I wasn’t prepared to go through my life following someone else" - Jim Callender of CallenderCreates
Becoming self-employed

Web consultant and front end developer Jim Callender of CallenderCreates shares his experiences of being self-employed.

Tim Fitzgerald
Becoming self-employed

"You can’t beat the ability to take advantage of some cheap mid-week flights without having to run it past an HR department" - Jeremy Evans - Explaain
Becoming self-employed

The mission at Explaain is to make it 10 times easier to read the news. Here's how Jeremy Evans built the company from the ground up & his top tips for you.

"I love that we can make the business what we want it to be. Everything comes down to you – no excuses!" - Alice Maplesden, Shoreham Pottery
Becoming self-employed

Continuing our Chorus Stories series, Shoreham Pottery owner Alice Maplesden shares her experiences of running her own business.

“I value being able to fit my work around my life.” - Melissa McClements, Freelance Writer
Becoming self-employed

Continuing our Crunch Chorus Stories series, Melissa McClements shares her experiences of running her own freelance writing business.

“I worried I’d get lonely, but actually I found I relished the time alone and enjoyed being free from all the bureaucracy and office politics.” - Lauren Bravo
Becoming self-employed

Freelance writer, digital editor and social media manager Lauren Bravo shares her experiences of being self-employed with us.

"I had to maintain a retail job alongside freelancing for eighteen months during my initial start up phase." - Phil Hutchins, Freelance Sound Designer
Becoming self-employed

If you're an aspiring freelance sound engineer, these tips from Phil Hutchins will help you work out where to start and whether the time is right.

Retired man at a laptop
Running a business

Going back to full-time work, or retiring? This article explains everything you need to know about how to de-register as self-employed.

"Use Facebook groups" - Vicki Jakes, Freelance Digital Product and Marketing Consultant
Becoming self-employed

Vicki Jakes – a freelance digital project and marketing consultant – opens up about going self-employed, the challenges she's faced and her future goals.

Are notice periods in contractor or freelance contracts a good idea?, image of a person writing | Crunch
Contracts

We take a closer look at the clauses you should be considering, including Payment terms, kill fees, and substitution clauses.

Clients sharing good news
Get paid

Do you want to compete for a job, or do you prefer to bow out and leave the gig to your competitors? What do you do?

Patients in a waiting room
Employment law

Why does self-employed sick pay need to happen? Humans who need to recover shouldn’t have to worry about finances, especially if it's a serious illness.

Tax

Would you pay more National Insurance to receive the same benefits as full-time employees? We explore a policy proposal from the RSA's Entreprenerial Audit.

Mortgages For Contractors: How To Prepare For Your Application, image of family moving in | Crunch
Personal finance

Missed our webinar 'Mortgages for contractors - how to prepare yourself for your application'? Don't worry - we’ve uploaded the video and slides.

An entrepreneur
News and opinion

What do the world's biggest entrepreneurs have in common? Compare them to yourself with this essential list.

Ill freelancer
Personal finance

Executive Income Protection- A tax efficient way of protecting your income. Here's what you should know and how to make the most of it.

Company Director buying Life Insurance
Personal finance

Did you know that you could make a substantial tax saving on your premiums by taking out what is called ‘relevant life insurance’?

In sickness and in wealth: Marriage Allowance explained, image of a couple getting married | Crunch
Tax

The new Marriage Allowance policy will allow some couples to potentially save on the amount of income tax they pay.

What is an Earlier Year Corrections (EYC)?, image of HMRC logo on a brick wall | Crunch
Tax

An EYC enables you to amend (‘update’) any payroll data previously submitted to HMRC for an employee or director of your limited company after 19th April, for the preceding tax year, even if your payroll is closed.

Ruth Bradshaw - Animal Communicator
Becoming self-employed

Transformational energy coach and animal communicator, Ruth Bradshaw, discusses working from a log cabin, appearing on This Morning, and leaving egotistical managers behind.

Driver
Tax

Missed our Self Assessment webinar for Hermes drivers? Don't worry, the recordingis available to view - we also recorded a Q&A to answer your questions.

Tax reliefs available for creative industry workers, image of a camera filming two presenters | Crunch
Tax

Films, animation, high-end TV, children’s TV, video games and theatre productions can be subject to Corporation Tax relief for creative industry workers.

Tax

You aren’t able to claim expenses for glasses or contact lens unless they’re prescribed during your time at work, specifically for ‘monitor or screen work’.

What should I do if my tax code is incorrect? - A freelancer on the phone to HMRC
Tax

If your tax code is incorrect, you could be paying more tax than you need to or even underpaying tax. Here's what you should do:

Contracts

Partnership agreements protect your self-employed business if things go sour with clients. We explore what the benefits are and what you should do.

Why business owners love us

Rik

July 7, 2023

I have been with Crunch for many years. I wanted to express my appreciation for the exceptional services provided by Crunch. Their professionalism, attention to detail, and expertise have been invaluable in managing my finances effectively. Working with them has been a pleasure, and I highly recommend their services to anyone seeking reliable and knowledgeable accountants.

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Stew L

July 6, 2023

As someone that’s new to being self employed, Crunch made the whole set up process easy. From my initial call to understand the process, the check ins to see how I was doing to actually going ahead. Once I was set up the support team were amazing at answering the millions of questions I had and they’re always at the end of the phone or email if I need them. I even had a full 45 minute call to walk through the full system which was amazing.

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PMC Ltd

June 29, 2023

I really appreciated the way the Crunch staff member adjusted to my knowledge and confidence level - which was relatively low. She helped me work out what I needed to do and was incredibly helpful and patient as I went through my interminable snagging list. This has been my experience with Crunch staff in general - but when tasks build up, it's easy to put off direct contact - when, in fact, this makes all the difference.

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Running a business can be confusing. We're here to help.

Crunch boasts over a decade of experience by assisting a plethora of businesses with professional advice and guidance from experts.

Our Knowledge articles, jargon-free business guides, tools and calculators as well as tutorial videos can help answer your questions.

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